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Consolidating your super with qsuper member, get to know super better by watching our video

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How to compare super funds There are a few things to consider when choosing a super fund. An investment in Essential Super is via a superannuation trust and is therefore not an investment in, deposit with or other liability of the Bank or its subsidiaries. Consolidate with us for less fees and easier management.

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These can either be before-tax or after-tax, but there are limits to the amount you can contribute. And for more help, contact your financial adviser. You can also request a standard choice form from your employer and change super funds during the course of your employment, although you can only request your employer change your fund once a year.

How can you compare different funds? What is superannuation What is super? These include the fees charged, investment options, insurance cover available and its cost, and fund performance. And more than one account means more than one set of fees.

An annual cap also applies to after-tax contributions, but the cap varies according to your age and circumstances. Before you do, get the full picture. Less accounts means less fees Compare the difference. Your super account may also include a range of life insurance options. Should you make a choice about where your super goes?

By consolidating your super, video jockey courses in bangalore dating you put all of it in one place and with one super fund. You should also decide which super fund you want your employer to pay your future employer contributions to and complete a Super Choice form if necessary. Just follow the instructions below and you'll be on your way to less fees and simpler super admin.

That means only a single set of fees, plus easier account management. Insurance costs will also apply.

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Your super balance grows due to both contributions and also how your super is invested. The form sets out your options for choosing a super fund. This document may include general financial product advice but does not consider your individual objectives, financial circumstances or needs. The Bank and its subsidiaries do not guarantee the performance of Essential Super and an investment in this product is subject to risk, loss of income and capital invested.

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Consolidate your super

Get to know super better by watching our video How could super help you save for retirement? You can also add to your super through personal contributions.